Bring clarity and confidence to your shared finances
Build a strong financial foundation from day one
Follow the guided steps in our Plan Builder to set up a monthly system you both can feel good about. Effortlessly adjust your plan to keep up with life’s changes, so you’re always moving forward together.
Get the full picture and stay on the same page
Connect your bank accounts to get real-time updates and easy tracking so you’ll always know where you stand as a couple. Track your cash flow, make adjustments as needed, and receive monthly insights and recommendations to stay on track.
Make financial decisions together, effortlessly
Set personalized goals together—whether you’re saving for a home, building an emergency fund, or planning a dream vacation. Preview adjustments to your plan to stay prepared for whatever the future brings.
For every stage of partnership
For newlyweds
Start your next chapter with confidence. Combine finances with transparency, keeping shared and personal spending clear while working as a team. Build your solid financial foundation on day one.
For new parents
Prepare for your growing family’s future with peace of mind. Plan for new shared expenses and build savings together. Stay organized and be ready for this next exciting chapter.
For long-term partners
Ready to try something new? It's time to get organized and make some big plans. Set up a joint savings plan and stay on track to reach new goals together.
Get started in 3 simple steps
1. Create account
Create your account, fill in some information, and invite your partner. You each will have your own separate accounts.
2. Build your plan
Link your bank accounts and follow guided steps to capture your full financial picture, balancing savings with guilt-free spending.
3. Track progress
Track your spending, adjust as needed, and get monthly insights and recommendations to keep you on track.
Frequently Asked Questions
Do you offer a free trial?
Yes we offer a 30-day free trial for you and your partner. After the free trial is over it is $15/month (covers both accounts).
Why isn't this free like other budgeting apps?
JoyFi charges a subscription to keep your experience ad-free and to protect your data (i.e. we won't sell it to third-parties). As the saying goes: if you aren't the customer then you are the product. We believe in a fair, transparent business model where you are the customer and pay only if we deliver a product worth using.
How is this different from the other personal finance apps out there?
JoyFi is built for today’s couples who want to manage money together while keeping some independence. Unlike other personal finance apps built for single users, JoyFi provides a shared space to plan, save, and track as a team, making it easy to coordinate finances in a way that works for modern relationships.
Will my partner and I need to share an account?
No you will each have your own account so you can collaborate while also managing your individual accounts.